Accident-Only Coverage

by Pawlicy Advisor
Dictionary
>
Pet Insurance Terms
>
Accident-Only Coverage

What is Accident-Only Coverage?

Accident-only pet insurance coverage will only reimburse for accidents that befall your pet, and will not cover the cost of treating illness, breed-specific health issues, or regular wellness costs.

Accident-only coverage plans can provide you with peace of mind knowing that if your pet is in an accident, you have a backup plan for their sudden, accident-related injury. Examples of accident-related injuries include snake bites, burns, falls, or car accidents.

How Accident-Only Coverage Works

Accident-only coverage will cover emergency care related to accidental injuries. Accidents are defined as unforeseen circumstances where your pet is physically injured, resulting in physical injuries such as burns, cuts, fractures, and more.

Accident-only plans will not cover breed-specific health issues or illnesses. Still, it will provide reimbursement for accident-related emergency care, such as care for a pet that has fallen and broken bones or been hit by a car.


Key Takeaways

  • Accident-only coverage reimburses you for part of the cost of accident-related emergency care for your pet.
  • Accident-only coverage will not cover breed-specific health problems, illness, or the cost of regular veterinary care.
  • Accident-only coverage will not cover pre-existing conditions.
  • For more comprehensive coverage, an accident-illness plan or accident-illness with wellness plan option will provide your pet with more significant coverage benefits.

Continue Reading

Accidents
Accidents are unforeseen circumstances or events that result in physical injury.
Read More.
Accreditation
Accreditation is the process where a regulatory or state organization sets standards for particular services. See the Pet Insurance Dictionary by Pawlicy Advisor.
Read More.
Adverse Selection
Adverse selection is an imbalance between higher-risk, sick pets and healthy pets, who may require less coverage, under a pet insurance company’s coverage.
Read More.

See related articles

This pet insurance comparison guide will help you understand the types of pet insurance available, find out what each plan covers, discover top providers, and find the best coverage and price options across the web.

17 minute read

How To Compare Pet Insurance Plans

Pet insurance can help you pay for the cost of veterinary care if your pet becomes sick or injured. Learn more about how pet insurance works and what it covers here.

18 minute read

How Pet Insurance Works: Your Essential Guide

Wondering if pet insurance is worth it for your dog or cat? We cover EVERYTHING pet parents should consider when making the decision to enroll in coverage.

16 minute read

Is Pet Insurance Worth It? Here's A Vet's Perspective

If your pet has a pre-existing condition, don’t panic just yet. You can still get pet insurance coverage, and you likely have other options to save on your vet bills, too.

7 minute read

Is There Pet Insurance That Covers Pre-Existing Conditions?

Girl holding dog

Compare Top Pet Insurance Companies

A family with pets that are insured by Pawlicy Advisor
Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate.
Join 2,438,795+ insured dogs and cats across the US.
Get a Quote
Our pet insurance partners
ASPCA Pet Health Insurance Logo
Pets Best Pet Insurance Logo
Embrace Pet Insurance Logo
Pumpkin Pet Insurance Logo
MetLife Pet Insurance Logo
Prudent Pet Insurance Logo