What are Licenses?
Licenses are permits required to sell, solicit, or negotiate pet insurance transactions. Typically, a pet insurance company must be licensed in each state they operate in as a pet insurance provider. Pet insurance providers, brokers, and agents all need to be licensed in the state they wish to business in.
How Licenses Work
Requirements for a pet insurance license vary from state to state. Still, most states will require a preparatory course, test, and continued education on the subject to continue having an active license. Individuals are frequently given a criminal background check during this process. Specific organizations may offer additional certifications and licenses in specialties, like pet insurance. A pet insurance provider (carrier), agent, or broker (producer) should be able to provide you with their state license numbers to verify their legitimacy.
NOTE: Pawlicy Advisor is licensed in all 50 states across the U.S.
Key Takeaways
- Licenses are required in the pet insurance industry to sell, solicit, or negotiate coverage policy transactions.
- Often, a pet insurance provider and their agents will both need to be licensed to sell and provide pet insurance.
- License requirements vary by state but usually require a preparatory course, exam, and ongoing education.