Every dog and cat breed (or breed-mix) comes with its own health risks and needs. Your pet’s age, weight, and location also all affect how certain health risks could play out. Needless to say, the cost of caring for your pet might fluctuate from one year to the next. Your financial situation can also change over time. With all these factors in play, how do you know if you're choosing the right pet insurance plan to cover your dog or cat today - and the days to come?
Here's a glance of the topics we'll cover in this Pawlicy Advisor review:
- Finally, Pet Insurance Explained in Terms You Can Understand
- Pet Insurance Reviews Don't Give Enough Information
- A New (And Smarter) Pet Insurance Comparison Tool
- Pawlicy Advisor Is Recommended by Veterinarians
- Key Takeaways
Finally, Pet Insurance Explained in Terms You Can Understand
Without Pawlicy Advisor, pet parents and veterinarians might spend hours, days, or even weeks researching and comparing plans on their own - filling out the same long form on every single provider's website.
It's difficult to truly understand the differences between plans, let alone the fine print that is used to determine what is covered. Costs can vary drastically based on breed, premium increases, and the hundreds of policy variations available to you.
There's 14+ pet insurance providers, each of which has 1 to 4 plans, and each plan can have a ridiculous amount of policy variations based on breed, location, age, deductible, reimbursement rate, addons... the list goes on.
Pawlicy Advisor is an intelligent pet insurance comparison tool built to use your unique answers to analyze your pet's breed-specific risks, policy coverage/exclusions, and expected lifetime costs . These data points are used to help pet parents find the right pet insurance plan at the right price - no matter the provider.
Pet Insurance Reviews Don't Give Enough Information
Many pet parents rely on review sites to decide which pet insurance to enroll with.
These review aggregators are not setting you up for success!
First, reviews can be forged and "top results" can be biased, based on who's paying the review site more.
Secondly, negative reviews may be due to poor fit rather than poor quality. For example, if your pup is prone to knee issues then enrolling with a provider who has a long wait period for knee injuries (which you'd only know if you read the fine print) is likely to create an unsatisfactory experience. But that provider might be great for pet parents with a different situation.
To be fair, review aggregators can provide useful context on customer service - but they are simply a piece of the puzzle (and should not be the driving factor in your decision).
A New (And Smarter) Pet Insurance Comparison Tool
You no longer need to fill out endless forms to compare pet insurance plans.
With Pawlicy Advisor, you fill out one form. Your answers trigger a custom analysis across hundreds of policy variations from leading providers.
In less than 60 seconds you'll get a personalized recommendation with full transparency explaining why that specific plan is a great fit.
Additionally, you can compare a list of all the real-time quotes from each provider simultaneously and sort by best coverage, lowest price, or top recommendations.
Save up to 75% on premiums across your pet's lifespan
Our signature features are the "Coverage Score” (how comprehensive the coverage based on your pet attributes, and the "Lifetime Value Score" (how much we expect each plan to increase in price over the lifetime of a pet).
UPDATE: *Create custom comparison charts with one click*
Pawlicy Advisor users can now create their own comparison charts, quickly and easily.
Here's an example comparing a Pets Best plan to an ASPCA option:
The above screenshot is just a fraction of what Pawlicy Advisor' comparison charts show.
In total, you'll be able to compare the following policy details side-by-side: costs, illnesses, cancer, accidents, breed-specific conditions, dental, alternative therapies, behavioral issues, prescribed foods and medications, exam fees, poison consultation, supplements, stem cell therapy, LASER therapy, lost pet advertising, cremation or burial, and more.
By comparing these coverage and pricing differences we can save you a ton of money, up to 75% in some instances!
Pawlicy Advisor Is Recommended by Veterinarians
Thousands of veterinarians across the country tell their patients about Pawlicy Advisor because we're not financially biased, we drastically improve your comparison experience, we provide data-driven recommendations, and if you purchase through Pawlicy.com you also receive personalized coverage reminders and pet health tips.
⭐⭐⭐⭐⭐
"There is a notable sigh of relief when we hand over one brochure that will lead them in the direction of finding the right policy instead of a handful of brochures from companies we aren't experienced with." - Jaqi W.
NOTE: Veterinary practitioners can tell their patients about Pawlicy Advisor via one-click-send digital brochures amid COVID-19
Pet Parents Love The Transparency
Pawlicy Advisor identifies the kinds of exclusions relevant to your pet’s breed, and factors that into our intelligent recommendation engine. For example, if your pet is a large-breed dog who is susceptible to ligament health issues, we find policies with ligament coverage that will better protect your animal and then compare prices to find you a great deal.
⭐⭐⭐⭐⭐
"After a few too many expensive trips to the vet with my cat, I started looking at multiple pet insurance sites attempting to figure out what pet insurance worked best for my situation... I felt more knowledge after Pawlicy Advisor explained in plain English the differences between plans and now I have peace of mind for when that next emergency happens." - Kyle D.
⭐⭐⭐⭐⭐
"We recently got our first puppy. We had never used pet insurance before but knew it was a must. Pawlicy made the process so simple. We were able to input our puppy's information, see all available insurance options and then choose the plan that worked best for us in a matter of minutes. Pawlicy made the process stress free and answered our questions quickly and professionally. We were extremely thankful for our coverage only a few months into puppy hood after our sweet boy ended up in the emergency room with pneumonia... It is safe to say that one hospital stay has already been worth 2+ years of insurance premiums." - Brittany C.
Key Takeaways
Our mission is to help pet parents do the right thing.
Let's make finding the right coverage at the right price 1000x easier - because our pets deserve to be treated and cared for as equals.