What are Clinical Signs?
Clinical signs are detectable signs and symptoms of medical conditions, illnesses, and injuries. For example, your pet may demonstrate clinical signs of oral or dental disease, such as bad breath, mouth bleeding, discolored gums, or a reluctance to eat. While these symptoms could point to many medical conditions, they are all clinical signs of an underlying injury or illness your pet is experiencing.
How Clinical Signs Work
If your pet is experiencing clinical signs before they are insured or during the waiting period to be insured, the underlying cause may be considered a pre-existing condition. If this occurs, your pet could be exempt from being covered for that underlying condition or injury under your plan since they already had the condition prior to being fully covered under a pet insurance plan.
Key Takeaways
- Clinical signs are observable signs of an underlying medical condition, illness, or injury.
- If your pet was experiencing clinical signs before they were insured or during the waiting period to be insured, the underlying medical condition could be considered a pre-existing condition and not be covered as a result.