THE BEST DOG INSURANCE FINDER
Compare rates on dog insurance and find the best plan — instantly
Tailored pet insurance coverage for your dog, backed by expert advice you can trust.
At Pawlicy Advisor, we make it easy to find the best dog insurance — here’s how:
Your pup deserves a long, healthy life filled with endless belly rubs and tail wags. Pet insurance can help secure a vibrant future with your best fur-riend by ensuring that high costs never get in the way of their critical care.
Quickly compare plans side-by-side
Get real quotes based on your dog’s info
View terms that are clear and easy to understand
Filter policies to meet your criteria
Customize your plan to fit your budget
Get personalized recommendations from licensed experts
Buy dog insurance with seamless checkout
How to Get Dog Insurance
See which plans our insurance experts recommend for your dog in minutes
Step 1
Enter your dog’s age, breed, and location in Pawlicy Advisor's comparison tool. We filter the best dog insurance plans across multiple insurance providers. Every dog is unique, generic advice won’t cut it.
Step 2
We’ll help narrow down your options and let you control the coverage you want. We’ll see if we can find you deals and save some money.
Step 3
We give you recommendations that meet your needs and let you compare side-by-side with other brands. No more bookmarking or spreadsheets to find the right plan.
Step 4
Once you’re confident, you can purchase your plan directly from our website. No surprises, no hidden fees.
Get started with Pawlicy Advisor
How does dog insurance work?
Dog insurance helps you avoid unexpected vet bills by turning large, unpredictable expenses into more manageable monthly payments.
After getting approved for a plan, you can visit any licensed vet when your dog needs care and submit a claim for reimbursement.
Depending on your plan, you can get 70% - 90% of the cost back. Customizable plans allow you to adjust premiums, limits, and reimbursement rates to match your needs and budget.
Most policies cover accident and illness, accident-only, or wellness coverage, and the right choice depends on the type of dog insurance that best fits your pet’s needs.
Keep in mind that dog insurance doesn’t cover pre-existing conditions, so it’s best to enroll early while your dog is still healthy for the best protection.
Visit any licensed veterinarian, specialist, or emergency doctor— no referral is needed.
Is dog insurance worth it?
One Surprise Vet Bill Could Drain $20,000 From Your Wallet
Even “everyday” issues like allergies, eye infections, or a sudden limp can rack up $2k–$20k in vet costs, even for indoor dogs that seem low-risk.
In 15 seconds (no email required), find out if pet insurance could save you—and your dog— from sticker shock.
Find Your Dog’s Best‑Fit Insurance in Under 60 Seconds
⏱ Personalized quotes from ASPCA, Lemonade, Pets Best & more.
What can dog health insurance cover?
Many pet insurance policies can reimburse a wide variety of veterinary services your dog may need.
*Covered costs vary by insurance carrier and policy type
Emergencies
Illnesses
X-Rays
Prescriptions
Surgeries
Cancer
We compare top pet insurance brands
Get real quotes from leading dog insurance carriers
How much is dog insurance per month?
*Prices display the average monthly rate in Dallas, TX for Accident & Illness coverage on a policy with a $500 deductible, 90% reimbursement rate, and $10,000 annual limit. Quotes vary by breed and are subject to change
Average monthly premium for Accident & Illness coverage
FAQs on dog health insurance
Dog insurance policies provide protection from financial risks commonly incurred by pet parents. Every policy works differently, but they all provide payment or reimbursement for certain situations, such as dog life insurance, travel insurance, renters insurance, or auto insurance with dog injury coverage.
Pet health insurance is the most common type of insurance for dogs, designed to help pet owners afford the cost of veterinary care when their four-legged friend is sick or injured.
Pet parents and vets like us. Here’s what they have to say.
I expected there to be a catch - and there just wasn't. I was overwhelmed by all of the insurance options and looking at them for days until I found Pawlicy. It was super easy, and compared all of the insurance types in once place. There were no increased fees for using Pawlicy (compared to buying directly). I would 100% use again, and recommend to anyone looking to buy pet insurance!
Structured to make an easy and excellent comparison of pet insurance quotes. Actually got me a better price quote than I got on my own. Just signed up but high expectations and nice to know Rima is covered. Five paws up for Pawlicy Advisor.