Personalized recommendations
There is no one-size-fits-all pet insurance. We carefully analyze hundreds of policy variations across top providers to help you find the best fit based on breed, age, location, and more.
Compare Top Pet Insurance Companies
Instantly create your pet insurance comparison chart.
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Excellent 
Out of 100% reviews
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We’re the pet insurance marketplace endorsed by veterinarians
Pawlicy Advisor has helped thousands of pet parents across the US find the best pet insurance plan at the best price.
Here’s why vets and pet parents use pawlicy advisor
Compare top companies side-by-side
Don’t waste time filling out a form on every provider’s site. Fill out one form on Pawlicy Advisor and compare real-time quotes from multiple companies side-by-side.
Uncover hidden savings
You deserve transparency. We’ll help you find opportunities to save on lifetime costs and make it easy to complete the entire enrollment process on Pawlicy Advisor.
Create your own comparison charts
See what each pet health insurance covers side-by-side.
Select two companies from the menu below and click "Compare" to see coverage details side-by-side, not vague reviews like you get on other pet insurance comparison websites and articles.
OR get a personalized analysis based on your pet’s breed, age, location, and more - and streamline your pet insurance shopping experience.
Compare insurance companies
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Lemonade vs. ASPCA(Comparison Chart)
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Lemonade vs. Pets Best(Comparison Chart)
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Lemonade vs. Embrace(Comparison Chart)
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ASPCA vs. Pets Best(Comparison Chart)
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Lemonade vs. Pumpkin(Comparison Chart)
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ASPCA vs. Embrace(Comparison Chart)
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Lemonade vs. MetLife(Comparison Chart)
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ASPCA vs. Pumpkin(Comparison Chart)
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Pets Best vs. Embrace(Comparison Chart)
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Lemonade vs. Prudent Pet(Comparison Chart)
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ASPCA vs. MetLife(Comparison Chart)
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Pets Best vs. Pumpkin(Comparison Chart)
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Lemonade vs. Figo(Comparison Chart)
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ASPCA vs. Prudent Pet(Comparison Chart)
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Pets Best vs. MetLife(Comparison Chart)
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Embrace vs. Pumpkin(Comparison Chart)
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Lemonade vs. Hartville(Comparison Chart)
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Figo vs. ASPCA(Comparison Chart)
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Pets Best vs. Prudent Pet(Comparison Chart)
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MetLife vs. Embrace(Comparison Chart)
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Lemonade vs. Fetch(Comparison Chart)
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Figo vs. Pets Best(Comparison Chart)
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MetLife vs. Pumpkin(Comparison Chart)
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Prudent Pet vs. Embrace(Comparison Chart)
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Figo vs. Embrace(Comparison Chart)
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ASPCA vs. Fetch(Comparison Chart)
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Pets Best vs. Hartville(Comparison Chart)
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Prudent Pet vs. Pumpkin(Comparison Chart)
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Figo vs. Pumpkin(Comparison Chart)
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Pets Best vs. Fetch(Comparison Chart)
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MetLife vs. Prudent Pet(Comparison Chart)
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Hartville vs. Embrace(Comparison Chart)
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Figo vs. MetLife(Comparison Chart)
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Fetch vs. Embrace(Comparison Chart)
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Hartville vs. Pumpkin(Comparison Chart)
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Figo vs. Prudent Pet(Comparison Chart)
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Fetch vs. Pumpkin(Comparison Chart)
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MetLife vs. Hartville(Comparison Chart)
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Fetch vs. MetLife(Comparison Chart)
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Hartville vs. Prudent Pet(Comparison Chart)
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Figo vs. Hartville(Comparison Chart)
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Fetch vs. Prudent Pet(Comparison Chart)
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Figo vs. Fetch(Comparison Chart)
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Fetch vs. Hartville(Comparison Chart)
What to look for when comparing top pet insurance providers
1
Established brands
Pet insurance brands who’ve been around for a few years are generally less likely to change their premiums as they’ve already figured out their business metrics.
2
Fast reimbursement
Top providers tend to reimburse your claims in less than 14 days. Some, like Pets Best, can even pay the vet directly so you don’t need to wait for reimbursement.
3
Great lifetime value
As your pet ages, your premiums will increase since there’s greater risk of illness/injury - and providers will have different rates at which those prices increase. Use Pawlicy Advisor’s "Lifetime Value Score" to understand costs across the lifespan.
Ready to get started?
Thousands of pet parents trust Pawlicy Advisor
Jamie M, Pet Owner
Pawlicy Advisor is the coolest thing ever! There is so much pet insurance information overload out there, yet not enough specificity based on your/your pet's individual circumstances. Pawlicy Advisor asks you a few simple questions and they helped me boil down the important information about various plans, compare plans based on a number of differe...
Kathleen M, Pet Owner
I'm so glad my vet recommended Pawlicy Advisor! I was able to compare plans without going to a multitude of sites to get the same information. I chose the insurance plan that I could afford and my rates are exactly the same as if I had bought it from their website. I'm very happy that Abby Rose has insurance. She's a 7 year old rescue in good healt...
Brett B, Pet Owner
Great experience and value for coverage in my three pets. Auto applied the discounts and gave me a better price than what I found attempting direct and other websites. Thanks!
Excellent
Out of 100% reviews on 
Frequently asked questions
The best insurance for your pet is the one that works within your budget and provides the best coverage over their lifetime. Accident/illness plans are the most popular, as they cover the most expensive types of treatment. Pawlicy Advisor assigns each plan a "Coverage Score" and a "Lifetime Value Score" to help you compare different plans side-by-side.
