Benefit Schedule

by Pawlicy Advisor
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Benefit Schedule

What is a Benefit Schedule?

A benefit schedule is a structured list of different illnesses and diagnoses covered under your pet insurance plan and the maximum amount of money your plan will reimburse you for the treatment costs related to specific diagnoses and illnesses.

How Benefit Schedules Work

Your pet insurance plan’s benefit schedule gives you a clear, upfront understanding of the maximum amount your plan will reimburse you for specific health problems. Once you’ve exceeded the cost listed on your benefit schedule/structure, the rest will need to be paid out-of-pocket.

It’s crucial that you choose carefully between different plans that offer different forms of reimbursement. Some pet insurance plans use benefit schedules to determine reimbursement, while others use deductibles or copays to determine payouts. Take time to decide which of these options is best for you and your pet.


Key Takeaways

  • Benefit schedules show the maximum amount a pet insurance plan will reimburse you for specific illnesses and diagnoses.
  • After you’ve exceeded the listed cost for a specific illness on your benefit schedule, the rest of the costs for that illness will need to be paid out-of-pocket.

Continue Reading

Benefits
Benefits are the veterinary care items and services covered under your particular pet insurance plan.
Read More.
Broker
An insurance broker is an individual who works as an intermediary between an insurance company and a consumer.
Read More.
Buyer's Guarantee
The Buyer’s Guarantee is Pawlicy Advisor’s promise to help you find your ideal pet insurance plan at the best possible price.
Read More.

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